A loan originator, according to West Virginia's SAFE Mortgage Licensing Act, is required to complete ____ hour(s) of federal law as part of pre-licensing education.

The correct answer reflects the requirements set forth by West Virginia's SAFE Mortgage Licensing Act regarding the amount of pre-licensing education a loan originator must complete. Specifically, the act mandates that loan originators complete one hour of federal law education as part of their pre-licensing curriculum. This requirement ensures that individuals entering the mortgage industry are well-versed in federal regulations that govern lending practices, which is essential for compliance and consumer protection. The focus on federal law education is critical for maintaining industry standards and safeguarding both the lender and borrower.